If you’re facing foreclosure, help is only a phone call away.
Behind on mortgage payments? Getting collection notices in the mail? Frustrated? Angry? Just don’t know what to do next?
You’ve heard the saying, “don’t sweat the small stuff” well this is big stuff and while you don’t need to panic, you do need to take action. Why take action when it seems all hope is lost? Because you will have a cause and effect history that will stay on your credit report and affect your abilities down the road to acquire any other credit in the future.
This is important because we are a credit driven society and without having access to credit, that leaves a person only able to deal on a cash basis. Now to some this may seem the better way to go, however in the long run, we all need credit to pay for housing, medical needs, school, and much more. If in fact our society functioned strictly on cash, then the cost for goods and services would most certainly be far lower than they are now. A credit driven society allows the majority population to finance their way through life and thus creditors are able to sell goods and services at a higher premium. So like it or not, you just can’t get through life on cash alone . . . that’s wishful thinking.
Homeowners at risk of losing their homes to foreclosure owe it to themselves to explore all the options available to them. Don’t wait till you’re weeks away from the sale date as stated on the notice of election and demand you received to try to resolve this. As soon as you realize you’re 1-2 months behind on a mortgage and there is no immediate relief to bring the debt current and stay current, you really need the advice of an experienced real estate professional. The worst enemy you have at this point is time.
Give us a call or fill out the form below and we will help you create a plan to resolve this foreclosure nightmare.